With the living cost on the rise, here are some tips and guidelines to help you save. I will say some are pretty extreme. Some of these measures had been implemented by myself for months as I had anticipated this scenario. Well, we still need to eat. So, nothing can be saved there. We still have to go to work, hence, can’t save on transport. There is nothing we can save for the baby or children foods, education and other essentials.
1. Get rid of Astro. Stick with RTM 1, RTM 2, TV 3, NTV 7, TV 8 & TV 9. They are all free
2. No more movies in cinema. Download all movies by bitcomet or utorrent. After all you pay a flat rate for internet service. Make full use of it. You probably need to wait 2-3 months after the movie been released to get a quality pictures from download.
3. If your work place is about 5km from your home, cycle to work instead. Put aside your ego and pride.
4. If you had some land in your house, plant potatoes, fruits, vegetables and etc.
5. Get rid of incandescent light and replace with energy saving light. Better still, change all light to LED light. Low power consumption and longer endurance. Unfortunately, LED light is nowhere to be seen here. You can find it in E-bay.
6. Get an electric motorcycle. It is environmental friendly too. Unfortunately, I hardly see this type of motorcycle around. Last time around, it is sold around RM3-4k.
7. Use motorcycle to work. Free parking, no road tax, lower fuel consumption, cheaper spare parts, lower maintenance cost and easy to maneuver in traffic jam.
8. Get a hybrid car. Again, this car is nowhere to be seen in this country.
9. Service your vehicle by yourself (after the warranty period is over). Review the maintenance manual and do it yourself. It is actually not that hard.
10. Always check and replace vehicle’s air cleaner/filter and fuel filter. This will ensure it is not choked and save on fuel consumption.
11. Buy engine oil, gasket, air cleaner, fuel filter (not from the authorized service centre as they tend to sell it more expensive) and service the vehicle yourself. Make sure the spare is not imitation.
12. Keep the tires of the vehicles properly inflated. Follow the manual specification.
13. Release the acceleration pedal and let the car momentum to carry the car, as appropriate.
14. Reduce visit to hair saloon. Leave your hair as long as possible. If possible, trim it yourself. Stop dying the hair. It damage the hair in long run and it cost more now!
15. Pay all the credit card bills on time. No more outstanding or there will be interest.
16. Trace and document all your spending and review each month on items you can save.
17. Clean air conditioned air filter regularly. Choked filter means extra load for the air condition unit. If possible, avoid air condition. Opt for fan
18. Cancel the insurance policy. Do this at your own risk but this should able to shed a few hundreds a month.
19. Stay healthy and this will reduce your chances to visit doctor and save on medical bill.
20. When eating out, don’t order drinks. Just order food.
21. Bring drinks or water from home when go to work or eating out.
22. No more junk food. Goodbye Mr. Potato, Pringles and etc.
23. No more supper.
24. Bring food to work. Hence, avoid eating out.
25. Walk as practicable as possible, if the distance is not too far.
26. Try to supplement your income via blogging or PTC (Paid to click) program. I have a few PTC links here. Have a look and participate. I had been paid before! You can even sale your thing in e-bay or lelong.com.my
27. Use quality power supply for your computer for better efficiency and reduce power wastage.
28. Get quality/branded items such as watches, shoes, DVD player and etc. It might cost a bit more but it will have a better life span. Remember, cheap things are not good things.
29. Stop buying clothes unless you really need one
30. Stop the habits of changing mobile phones. Just use the existing one until it breaks down.
31. Drive according to the speed limit and abide the law. You don’t want to be slapped with RM300 summon or pay Kopi “O” (bribe the police)
32. Use public transport. Well, public transport is almost non-existence in some town/city. Even our capital city is nowhere near the standard of London Underground, Paris Metro or Singapore MRT.
33. Minimize traveling as much as possible. Hotel, food and transportation all increased.
34. For mothers who just gave birth, breast feed the babies. Milk is expensive now
35. Stop smoking
36. Stop going to the pubs for booze/beers
37. Stay at home more often. If going out, cycle if possible. You get the exercise and protect the environment.
38. No more fine dining, fancy restaurant or fast food restaurant. Eat at hawker stall or kopitiam.
39. Wear no underwear when at home (if you living alone or with your spouse only). Minimize the laundry and water.
40. No more entertainment or fashion magazine.
41. Take part in some competitions, lucky draw or contest. You might be the lucky one.
42. Swindle Company’s money, if possible. Keep it under wrap.
43. Monitor the content in your fridge and freezer. Make sure there is no wastage and everything is well utilized. Usually there is a lot items left abandoned there until they are no longer usable.
44. Collect all the coins and use it to the fullest. Usually people tend to toss the coins around. You be surprised how much coins you have.
45. Stop donating. This might sound harsh but we are living in a desperate time.
46. Cancel health club or gym membership. There are cheaper way to stay fit. Walk and cycle.
47. Stop sending children to tuition centre. Teach them at home.
48. Stop buying newspaper. Just go to the newspaper’s website for the latest news
49. Store your valuables properly. Crime rate is expected to rise. Losing valuables or wallet means you losing money as well.
50. Change of Government?
"Remember, focus on the solution, not the problem" Quoted by Donal Trump
First the present. In the afternoon I went and bought her a piggie doll. The big one, not the small one.
After playing badminton, it's dinner time. We went to Panzer Restaurant, near the bus terminal at Jalan Pahlawan. The restaurant is opposite the bustling Everwin supermarket.
Panzer Restaurant is located on the 1st floor. This is our second visit to this restaurant since its inception some 1 ++ year ago.
These are the stairs up. It is rough as it is basically cement. Should have been tiled. The restaurant is on the left after you reach the 1st floor.
This appear to be Panzer's letter box. Panzer's word is scribbled with a marker on it.
This is how the interior looks like. It is a wifi zone as indicated. So, you can get online here.
It is rather quiet here, there were 2 couples here, including us that night. I been told they will close down their business in July and move to Miri due to bad business here. People here not exactly looking for quality food. People here want cheap and large portion food.
There is a fish tank at the middle of the Restaurant. Only a few species are available for viewing
The table is rather interesting. Transparent glass with fake tree trunk as the stand.
A ship and a pair of oar as decorative on the wall. The ship also feature at the front page of the menu.
The curtain is also interesting. It can be roll up and down with the rope. It resembles the native mat.
We ordered a large watermelon juice to be shared. (RM6)
Mushroom soup as the appetizer (RM4). We prefer the Pizza Hut mushroom better.
My wife ordered a fish and chips (RM16). The portion was not large compare to some other places here but sufficient for a person. The salad also need improvement. The lime hardly got any juice in it. The tartar sauce also need improvement as it was quite plain.
I ordered Chicken stuffed with Cheese (RM14.50). Initially I ordered pork stuffed with cheese but they run out of pork. So, I have to settle down with the chicken instead. Again, the lime hardly had and juice and salad need to be improved. However, the chips portion is more than the fish and chips.
I slice the chicken breast into half and the cheese is flowing out of it. It tastes really nice. The cheese is thick. This taste better than the fish and chips.
And myself. I believe this is the first time I post myself in this blog.
